Pankaj S.

ABOUT ME

Financial services professional with over 2.5 years of experience in operations & strategy and 9-month experience in escalation handling for operation.

Senior Credit Analyst, Operations at Creditas Solutions. Its a financial technology firm that uses machine learning & technology to help customers understand their credit report & scores & assist in resolving their past overdue.

At Creditas Solutions, I am working as a credit risk analyst. I am evaluating the creditworthiness of customers by analyzing CIBIL/Experian/Crif Highmark/Equifax reports. Rendering credit decisions upon reviewing consumer credit reports. Assessing, analyzing and interpreting complicated financial trends on the customer’s report. Evaluating credit data and financial data (along with DTI ratio) of the customer to determine the risk of default. Determine the risk of default according to region or work organization.

At peppertap.com, I was handling escalations for the operations where I had to coordinate with vendors to resolve client issue. PepperTap was a mobile first, on-demand grocery delivery service.

SKILLS

EMPLOYMENT HISTORY OUTSIDE OF TOOGIT

Team Leader

Creditas Solutions Pvt Ltd - May, 2016 to Sep, 2018, Gurgaon

Customer Service Executive

Peppertap - Oct, 2015 to Apr, 2016, Gurgaon

EDUCATION HISTORY

B.tech, Electronics and Communication

(2010 - 2014) Lovely Professional University